Provided by Bank of Ireland UK.
1.11% gross/AER variable. Rate includes a bonus of 0.91% gross fixed for 12 months from account opening.
Apply online in 3 easy steps
Summary Box and eligibility
|Account Name||Easy Saver – Issue 12|
|What is the interest rate?||Interest rate without bonus||0.20% gross/AER variable|
|Interest rate with bonus (Includes a bonus of 0.91% gross fixed for 12 months from account opening)||1.11% gross/AER variable|
|Interest is calculated daily and paid annually on anniversary of account opening.|
|Can Bank of Ireland UK change the interest rate?||We have the right to change the interest rate on our Easy Saver. The reasons we may change it are outlined in Clause 76 of the Terms and Conditions. If we change your interest rate to your disadvantage, we will provide you with notice in writing at least 14 days before the change takes effect, as long as you have at least £100 in your account.|
|What would the estimated balance be after 12 & 24 months based on a £1,000 deposit?||
Projected balance after 12 months (1.11% interest for month 1-12)
2020欧冠预选赛赛程时间Projected balance after 24 months (0.20% interest from month 13-24)
|This projection is provided for illustrative purposes only and does not take into account a customer's individual circumstances. These assumptions are based on £1,000 deposit with no further deposits or withdrawals during the period.|
|How do I open and manage my account?||
The account is open to eligible individuals that:
|Can I withdraw money?||Yes, you can make free withdrawals with no penalties or notice periods online (no limit) and by phone (up to £50,000 each business day). All withdrawals will be sent to your Linked Account.|
|Additional Information||Interest is paid gross without the deduction of tax.|
Download and save the Summary Box.
Before you apply:
How do I reset my log in details?
If you have forgotten your 6 Digits Security Number, or locked yourself out of your accounts, please call us on 0345 2660001 and we will send you a new 6 Digit Security Number by post. This may take a few days to arrive in the post.
If you have forgotten your User ID please call us on 0345 2660001 and we will re-confirm over the phone.
How do I change my 6 Digit Security Number?
Log in2020欧冠预选赛赛程时间 and select 'Manage your details' from the menu.
2020欧冠预选赛赛程时间From here you can change your 6 Digit Security Number. When choosing a new 6 Digit Security Number we recommend you:
- Memorise it and don't write it down
- Don't tell anyone else what it is
- Don't make it easy to guess, for example, your date of birth
What is a linked account?
2020欧冠预选赛赛程时间To keep your money safe we will link all your AA savings to one UK Bank or Building Society account in your name(s).
All deposits must be made from this account. We are unable to accept deposits from any other account.
All withdrawals will be sent back to this account
2020欧冠预选赛赛程时间You can, of course, make internal transfers between your AA savings accounts.
How do I change my linked account?
Log in and select 'Manage your details' from the menu.
2020欧冠预选赛赛程时间From here you can change your linked account.
For your security, when you change your linked account, your new linked account will not be available for withdrawals for a short while (we'll tell you the exact date when you make the request). In the meanwhile you will be able to continue sending deposits from, and making withdrawals to, your existing linked account.
How do I pay money in?
Payments from your linked account
You will need your AA savings account number and sort code to hand.
Simply use the internet/telephone banking service of the bank/building society that you hold your linked account with and set up a payment to your AA savings account.
You can choose to make both one-off payments and set up a regular payment by standing order.
You can make internal transfers between your AA savings accounts (excluding AA ISA products) at any time.
Simply log in, choose the account you wish to make the internal transfer from and select 'Transfer between AA accounts'.
How do I make a withdrawal?
Simply log in, choose the account you wish to make the withdrawal from and select 'Withdraw to linked account'.
When will withdrawals reach my linked account?
2020欧冠预选赛赛程时间This will depend on the amount of the withdrawal and when you ask us.
Up to £99,999.99 - if you ask to take money out before 5pm on a business day it will reach your linked account the following business day. If you ask between 5pm and midnight, it will take two business days. Please note: there is a daily limit of up to £50,000 if you make a withdrawal over the phone.
£100,000 or over - we use CHAPS for large payments. If we hear from you before 2pm on a business day it will reach you linked account on the same business day. After 2pm, it will arrive on the following business day. Please check your bank or building society accepts CHAPS payment before you ask to move £100,000 or more to your account.
How do I close my account?
Simply log in and choose the account you wish to close. Select either 'Withdraw to linked account' or 'Transfer between AA accounts' depending on whether you would like the closing balance to be sent to your linked account or another AA savings account.
2020欧冠预选赛赛程时间Instead of entering a withdrawal amount on this page simply tick the 'Close this account' tickbox.
How do I update my personal details?
It is important we hold up-to-date and correct personal details for you.
To update them please log in2020欧冠预选赛赛程时间 and select 'Manage your details'
Can a representative manage my account for me?
2020欧冠预选赛赛程时间We can accept an Enduring Power of Attorney or a Property and Financial Affairs Lasting Power of Attorney registered with the Court of Protection. This provides the authority for your representative to open and manage accounts on your behalf. We can't provide any advice about this so please contact your legal adviser. We will not normally accept any other form of third party authority.
2020欧冠预选赛赛程时间Both the donor and representatives will be subject to our standard account opening checks. We will also need to see an original or certified copy of the Enduring Power of Attorney or Property and Financial Affairs Lasting Power of Attorney document.
For more information please call us on 0345 2660001.
How do I notify the passing of an account holder?
2020欧冠预选赛赛程时间We need the personal representative of the deceased account holder to write to us at FREEPOST AA Savings and provide a certified copy of the death certificate.
How do I make a complaint?
If you have a complaint, you may contact Customer Care at: AA Customer Care, PO Box 3191, Bristol, BS1 9HY.
If you are still unhappy you can write to the Financial Ombudsman Service. Making a complaint will not affect your legal rights. You can contact them by:
Writing to: The Financial Ombudsman Service, Exchange Tower, London E14 9SR
Calling: 2020欧冠预选赛赛程时间0800 023 4567 (calls to this number are now free on mobile phone and landlines)
Emailing: [email protected]
* AA Member
2020欧冠预选赛赛程时间An AA Member is a customer that has arranged breakdown cover directly with the AA and not as part of a bank or vehicle manufacturer partnership program.
AER stands for Annual Equivalent Rate, and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross rate means that we'll not deduct tax automatically from your interest. You're responsible for paying any tax due to HM Revenue and Customs.
A Linked Account is a UK bank or building society current account in your name(s) that we link to your savings account. All deposits must be made from this account, and all withdrawals will be sent back to it.
Your savings are protected
Financial Services Compensation Scheme (FSCS)
Your eligible deposits with Bank of Ireland (UK) plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Bank of Ireland UK, Post Office Money, and savings accounts under the AA Savings brand provided by Bank of Ireland UK. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered.
Please click here for further information or visit
Need some help?
Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm, bank holidays 10am to 5pm.
2020欧冠预选赛赛程时间Calls cost no more than calls to geographic numbers beginning 01 or 02. Calls may be monitored for training and compliance purposes.
Rates correct as at 6 August 2019.
2020欧冠预选赛赛程时间Bank of Ireland (UK) plc is authorised and regulated by the Prudential Regulation Authority and the Financial Conduct Authority (FCA), . Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, registered in England and Wales number 07022885, Bow Bells House, 1 Bread Street, London EC4M 9BE.